Do apartments still make good investments? During previous property cycles new and off-the-plan apartments were popular with many investors. However, I’ve always maintained that most new and virtually all off-the-plan units are not “investment grade” properties. That’s because of their cookie-cutter designs, lack of scarcity, poor owner-occupier appeal, and propensity …
What to look for when buying an established apartment Read More »
With so many products offered by various lenders, it can be quite perplexing trying to figure out whether or not you’ve scored yourself a good deal on your home loan. While doing your research and comparing what’s out there in the market is one of the most obvious ways to …
How do I know I’m getting a good deal from my lender? Read More »
Adversity pushes you, challenges you, tests you. It can make you better, sharper, stronger, more resilient and bursting with confidence. Or, it can break you. Adversity stops the vast majority of people in their tracks. This is because adversity tests your commitment and your desire to succeed. It pushes you …
If Your WHY Is Not Powerful Enough, You Will Quit Read More »
According to 2016 Deloitte research, prospective home buyers are using mortgage brokers to secure home loans because they expect brokers will save them money and assist them through the home loan application process. If you decide a broker is for you, you’ll engage with them in a number of key stages …
The process of securing a home loan through a broker Read More »
Among all the voices analysing the Australian property market, you’ve probably heard many truisms about how to secure a home loan. The real truth is that there are lots of options. We thought it was time to correct some frequent misconceptions we hear from our clients. Hopefully this will help …
Many small business operators choose to lease rather than purchase their company cars because it’s better for their cash flow. Some of the common vehicle finance options include: finance car lease operating car lease novated lease chattel mortgage finance hire purchase If you take out a car lease, the lender …
I worry about money. I bet you worry about money, too. But here’s the interesting thing: I’ve never worked with anyone who identified “worry” as something they valued. So why do we let worry about money drive so much of our thinking and decision-making? My experience suggests our worry comes …
One thing this latest buzz of investor activity in the property market has demonstrated yet again is that some newcomers to the real estate game still insist on going in blind. These first-timers operate under the assumption that any property makes a good investment and that if things don’t quite …
5 important research topics for property investment success Read More »
Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. What’s involved? Your finance broker can do a full home loan health check for you either in person or over the phone. They will check …
In today’s fast-paced business landscape, the wellbeing of your employees is paramount. While you can provide subsidised gym and health insurance access, offer free massages and healthy food at your business premises, and work to reward employees effectively for their hard work, keeping your personnel thriving comes down to keeping issues …
A way to utilise the equity in your home. Many Australians own homes that are worth more than the balance of their mortgage. With a home equity loan, you can unlock that ‘equity’. What is home equity? You’ll hear a lot about equity in relation to home loans. Equity is …
While small to medium enterprises (SMEs) account for 97% of Australian businesses, it can still be difficult to make a case to a bank when looking for finance to start a new business or invest in the growth of an existing one. The good news is that applying for commercial …