Many small business operators choose to lease rather than purchase their company cars because it’s better for their cash flow. Some of the common vehicle finance options include: finance car lease operating car lease novated lease chattel mortgage finance hire purchase If you take out a car lease, the lender …
I worry about money. I bet you worry about money, too. But here’s the interesting thing: I’ve never worked with anyone who identified “worry” as something they valued. So why do we let worry about money drive so much of our thinking and decision-making? My experience suggests our worry comes …
One thing this latest buzz of investor activity in the property market has demonstrated yet again is that some newcomers to the real estate game still insist on going in blind. These first-timers operate under the assumption that any property makes a good investment and that if things don’t quite …
5 important research topics for property investment success Read More »
Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. What’s involved? Your finance broker can do a full home loan health check for you either in person or over the phone. They will check …
In today’s fast-paced business landscape, the wellbeing of your employees is paramount. While you can provide subsidised gym and health insurance access, offer free massages and healthy food at your business premises, and work to reward employees effectively for their hard work, keeping your personnel thriving comes down to keeping issues …
A way to utilise the equity in your home. Many Australians own homes that are worth more than the balance of their mortgage. With a home equity loan, you can unlock that ‘equity’. What is home equity? You’ll hear a lot about equity in relation to home loans. Equity is …
While small to medium enterprises (SMEs) account for 97% of Australian businesses, it can still be difficult to make a case to a bank when looking for finance to start a new business or invest in the growth of an existing one. The good news is that applying for commercial …
When it comes to money, what we don’t know can hurt us. I’ve seen this truth play out time and again when people tell me they want to get serious about their finances. They want to invest. They want to make plans for the future. “Great,” I’ll say, “so what …
Assets & Liabilities: What’s Your Current Financial Reality? Read More »
Are you an expat considering buying an investment property in Australia? Well… you’re not alone. Since the pandemic lockdowns eased (remember those?) and our international and domestic borders reopened there has been a shift in demand across all our property markets. Buyer interest has jumped from expats flocking to Australia …
Buying an Investment Property in Australia: A step-by-step guide for Expats Read More »
Talk to the right people, at the right time It can be stressful if you find yourself unable to meet your mortgage repayments and you’re in danger of defaulting. But you’re not the first person to face difficulties, and there is almost always a solution. You just need to talk …
While it seems we all like to think we are clever enough to outwit a scam, Australians collectively lost more than 480 million to scams last year. Every year scammers get more sophisticated in the methods they use to part us with our money – or our valuable personal information. …
Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal. Don’t be fooled by the interest rate Finding …